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Car Insurance | Home and Life Insurance

 All Ardsley Listings10502, history, about ardsley, about activities, attractions, things to do, places to go, hiking in ardsley, biking in ardsley, picnic in ardsley, great hunger memorial, children, town of ardsley, kids, children, golf courses in westchester  featured listings  

 Ardsley Car Insurance | Home and Life Insurance

McCartney, Verrino & Rosenberry, Insurance

914-693-3500 
   
 All Armonk Listings10504, history, about armonk, kensico reservoir, american revolution, smiths tavern, museum, activities, attractions, things to do, places to go, parks in armonk, antique shops in armonk, outdoor activities in armonk, kids on a picnic, revolutionary war  featured listings  

 Armonk Car Insurance | Home and Life Insurance

Allstate Insurance - Anthony Carlyle

914-736-3000 
   

Allstate Insurance - Armonk

914-736-3000 
   
 All Bedford Hills Listings10507, history of bedford, bedford station, police department, history, about bedford hills, ward pound ridge reservation, local parks, kids, bedford hills park, rosaforte park, playground, swimming pools, winter activities, ice skating  featured listings  

 Bedford Hills Car Insurance | Home and Life Insurance

Allstate Insurance - Christopher Butz

914-244-0500 
   

Fay and Maloney

914-241-4450 
   
 All Bedford Village Listings10506, hamlets, bedford hills, bedford village, katonah, history of bedford, about bedford village, bedford village memorial park, biking, hiking, fishing, ward pound ridge reservation,  largest park, fun day, out with the kids, historic sites  featured listings  

 Bedford Village Car Insurance | Home and Life Insurance

Long Term Care Insurance

914-234-7767 
   
 All Briarcliff Manor Listings10510, history, about briarcliff, village of briarcliff manor, activities, attractions, things to do, hudson river, golf at westchester golf courses, best golf courses in the country, antique shops, antique dealers, outdoor activities, fishing, picnic  featured listings  

 Briarcliff Manor Car Insurance | Home and Life Insurance

Allstate Insurance - Briarcliff Manor

914-923-3621 
   

State Farm Insurance - Briarcliff Manor

914-762-8880 
   
 All Bronxville Listings10708, history, about bronxville, around bronxville, activities, attractions, places to go, things to do this weekend, parks near bronxville, golf courses bronxville, antique shops, bronxville, biking at bronx river pathway, hiking westchester  featured listings  

 Bronxville Car Insurance | Home and Life Insurance

Allstate - Debbie Stockton

914-961-7200 
   
 All Cortlandt Manor Listings10567, history, about cortlandt, northwestern corner, history and antiquities, things to do, places to go, around cortlandt, activities, attractions, state parks in cortlandt, golf courses in westchester, antique shops, outdoor activities, nature walk  featured listings  

 Cortlandt Manor Car Insurance | Home and Life Insurance

bj Jani Bharatkumar Insurance

914-930-6010 
   
 All Dobbs Ferry Listings10522, history, river towns, river town, hudson river, hudson river valley, south, southern, southwest, southwestern, hudson river, hudson river valley  featured listings  

 Dobbs Ferry Car Insurance | Home and Life Insurance

Allstate Agent - Marina Pietronuto

800-699-8017 
   

State Farm Insurance - Dobbs Ferry

914-693-9070 
   
 All Elmsford Listings10523, history of elmsford, about elmsford, things to do, about activities, attractions, places to go, parks in elmsford, something to do this weekend, kids, picnic, golf courses around elmsford, antiquing, antique stores, restaurants in elmsford  featured listings  

 Elmsford Car Insurance | Home and Life Insurance

Liberty Mutual - Elmsford

914-785-0180 
   
 All Harrison Listings10528, 10577, purchase, northeastern, history, about purchase, purchase college suny, manhattanville college, cultural attractions, performing arts center at purchase college, neuberger museum of art, sculpture gardens at pepsico, mta to harrison  featured listings  

 Harrison Car Insurance | Home and Life Insurance

York International Agency

914-376-2200 
   
 All Irvington-on-Hudson Listings10533, irvington-on-hudson, about irvington, things to do, about activities, attractions, matthiessen park in irvington, golfer, play golf, restaurants in irvington, southwestern, history of irvington, washington irvington  featured listings  

 Irvington-on-Hudson Car Insurance | Home and Life Insurance

Allstate Insurance - Irvington

914-591-4700 
   
 All Katonah Listings10536, history, town history, about katonah, activities, attractions, things to do, hamlets, katonah, biking, hiking, fishing, katonah memorial park, antiquing, antique shops in katonah, historic sites, john jay homestead, historic site, children  featured listings  

 Katonah Car Insurance | Home and Life Insurance

10536, Katonah Insurance Agency, Katonah, NY, insurance, Insurance Agency, information, insurance coverage | Westchester Allstate – Katonah Insurance Agency, Inc.

914-232-0330 
  Allstate - Katonah Insurance Agency is located at 200 Katonah Ave, Katonah, NY 10536 in Westchester County.

It’s all about how your insurance program will respond when things go wrong. Allstate - Katonah Insurance Agency will help you protect what’s important to you in your life - family, home, cars, boats, and business assets. Allstate provides 24/7 service, online access to your account, account management tools, claims catastrophe response teams along with Katonah Insurance Agencies local knowledge and service. The combination of Allstate with Katonah Insurance Agency gives an insurance program with better dollar for dollar value. We provide the protection you need at the right price. Allstate – Katonah Insurance Agency, Inc. | Westchester  more . . .

Forbes Insurance Agency

914-232-7750 
   

Niles Insurance

914-232-7711 
   

State Farm Insurance - Katonah

914-232-7444 
   
 All Larchmont Listings10538, history of larchmont, history, things to do, places to visit, activities, attractions, dining,  parks in larchmont, golf courses, antique stores, concerts in flint park, larchmont restaurants, buying a home in larchmont, mta larchmont train  featured listings  

 Larchmont Car Insurance | Home and Life Insurance

Allstate - Douglas Torpie

914-834-8600 
   
 All Mamaroneck Listings10543, history of mamaroneck, about mamaroneck, history, interesting facts, about westchester county, things to do, about activities, attractions, places to go, great theatre, emelin theatre in mamaroneck, for children, restaurants in mamaroneck  featured listings  

 Mamaroneck Car Insurance | Home and Life Insurance

Allstate Insurance - Mamaroneck

914-288-0101 
   
 All Mount Kisco Listings  featured listings  

 Mount Kisco Car Insurance | Home and Life Insurance

Gaston & Associates, Inc,

914-244-1055 
   

Geico Insurance

800-947-2886 
   

Mass Mutual

914-241-4971 
   

State Farm Insurance - Mount Kisco

914-666-8963 
   
 All Mount Vernon Listings  featured listings  

 Mount Vernon Car Insurance | Home and Life Insurance

Allstate Insurance - Mount Vernon

914-667-0570 
   

State Farm Insurance - Mount Vernon

914-665-9433 
   
 All New Rochelle Listings10801, history, about new rochelle, things to do, places to visit, activities, attractions, restaurants, dining, buying a home in new rochelle, concert, golf course, antique stores, children, park, kids, parks in new rochelle, playground, movies, shopping  featured listings  

 New Rochelle Car Insurance | Home and Life Insurance

Milbrandt Insurance

914-738-0100 
   
 All Ossining Listingscentral mid west western hudson river sing sing osining osinsing  featured listings  

 Ossining Car Insurance | Home and Life Insurance

Nationwide Insurance - Ossining

914-488-5643 
   

State Farm Insurance - Ossining

914-236-3144 
   
 All Peekskill Listings10566, history, american revolution, activities, underground railroad, art district, artist studios, galleries, peekskill art lofts, about peekskill, things to do, places to visit, activities, attractions, dining, restaurants, buying a home  featured listings  

 Peekskill Car Insurance | Home and Life Insurance

State Farm Insurance - Peekskill

914-739-8000 
   
 All Pelham Listings10803, dining out, excellent restaurants in pelham, buying a home in pelham, oldest town, thomas pell, village of pelham manor, village of pelham, history, history of pelham, huguenots, history of westchester county, about pelham manor  featured listings  

 Pelham Car Insurance | Home and Life Insurance

Allstate Insurance - Albert Gargiulo

914-738-0007 
   

Allstate Insurance - John Devine

914-738-6668 
   

Rao Insurance Agency

914-738-1820 
   

State Farm Insurance - Mark Link

914-712-3680 
   
 All Pleasantville Listings  featured listings  

 Pleasantville Car Insurance | Home and Life Insurance

State Farm Insurance - Pleasantville

914-769-8910 
   
 All Port Chester Listings10573, history, restaurants, multiplex movie theater, about, attractions, things to do, places to see, children, parks in port chester, activities for children, kids can play, antique stores, movies  featured listings  

 Port Chester Car Insurance | Home and Life Insurance

Village Insurance - Port Chester

914-939-5245 
   
 All Rye Listings10580, history of the city of rye, new york, schools, rye school districts, historical landmarks, about rye, hiking, golf courses in rye, antique stores, birding in rye, place for children, kids, time to eat, rye restaurants, buying a home in rye  featured listings  

 Rye Car Insurance | Home and Life Insurance

Allstate Insurance - Rye

914-921-0660 
   

Guardian Life Insurance

914-934-9132 
   
 All Rye Brook Listingssouth southern southeast southeatern ryebrook  featured listings  

 Rye Brook Car Insurance | Home and Life Insurance

Mar Insurance Brokerage

914-733-3607 
   

Rollins Agency of New York

914-337-1833 
   
 All Scarsdale Listingssoutheast southeastern south southern  featured listings  

 Scarsdale Car Insurance | Home and Life Insurance

Allstate Insurance - Scarsdale

914-725-3400 
   

Gabrierl Bundschuh & Associates Insurance

914-723-2220 
   

State Farm Insurance - Vivian L

914-725-5000 
   
 All Sleepy Hollow Listingsriver towns, river town, hudson river, hudson river valley, central, mid west, western  featured listings  

 Sleepy Hollow Car Insurance | Home and Life Insurance

Rey Insurance Agency - Sleepy Hollow

914-631-7628 
   
 All Somers Listingsnorthern, historical society, history, antiquities, north, state parks, golfing, antique shops, hiking, biking, kids, picnic, gardens, lasdon park arboretum, somers, amawalk, baldwin place, granite springs,  lincolndale, shenorock  featured listings  

 Somers Car Insurance | Home and Life Insurance

About Health Insurance Brokerage

914-277-8600 
   

Somers Insurance

914-276-3222 
   
 All Thornwood Listings  featured listings  

 Thornwood Car Insurance | Home and Life Insurance

Miller & Miller Insurance Agency

914-741-6400 
   
 All Valhalla Listings  featured listings  

 Valhalla Car Insurance | Home and Life Insurance

Village Insurance - Valhalla

877-391-3748 
   
 All White Plains Listingscentral mid south southern southeast southeastern central mid whiteplains  featured listings  

 White Plains Car Insurance | Home and Life Insurance

Chubb Group of Insurance Companies

914-989-6500 
   

Gerber Life Insurance Co.

914-272-4000 
   

Insurance Agency Alliance

914-949-0000 
   

SKCG Group, Inc. (Insurance)

914-761-9000 
   

State Farm Insurance - White Plains

914-948-3500 
   
 All Yonkers Listingssouth southern southwest southwestern hudson river valley  featured listings  

 Yonkers Car Insurance | Home and Life Insurance

Allstate Insurance - Yonkers

914-776-4300 
   

New Main Agency

914-377-1172 
   

State Farm Insurance - Yonkers

914-966-2200 
   
 All Yorktown Heights Listingsnorthwest northwestern north northern hudson river valley yorktownheights yorktownheight height  featured listings  

 Yorktown Heights Car Insurance | Home and Life Insurance

Albert J. Chapman Agency

914-962-5778 
   

Yorktown Heights Insurance Agency

914-962-9442 
   

 More Hudson Valley  Car Insurance | Home and Life Insurance

Car Insurance | Home and Life Insurance | Albany Albany County
      [3 listings over 1 location]
Car Insurance | Home and Life Insurance | Columbia Columbia County
      [2 listings over 1 location]
Car Insurance | Home and Life Insurance | Dutchess Dutchess County
      [5 listings over 4 locations]
Car Insurance | Home and Life Insurance | Greene Greene County
      [2 listings over 1 location]
Car Insurance | Home and Life Insurance | Orange Orange County
      [4 listings over 2 locations]
Car Insurance | Home and Life Insurance | Putnam Putnam County
      [11 listings over 6 locations]
Car Insurance | Home and Life Insurance | Rockland Rockland County
      [8 listings over 6 locations]
Car Insurance | Home and Life Insurance | Ulster Ulster County
      [4 listings over 3 locations]


Car Insurance - Home Insurance - Life Insurance
Westchester County
New York

Are you looking for car insurance in Westchester County? Are you about to buy a home in Westchester that will need to be protected with home and property insurance? Or, are you interested in a life insurance policy to protect your family? Find insurance agents offering car insurance, home insurance, and life insurance policies at Insurance Westchester County.

For information about the different types of insurance typically needed to protect a family, find insurance agents in Westchester. Contact an insurance agent to learn more about Car, Home, and Life Insurance.

If you are confused about the different types of insurance and insurance requirements in your state, call an insurance representative in Westchester, and let them help you to understand the best insurance plan for you and your family.

Popular types of insurance include:

  • Car Insurance

  • Health Insurance

  • Life Insurance

  • Property and Home Insurance

According to Encyclopedia Britannica, "Insurance is a system under which the insurer, for a consideration usually agreed upon in advance, promises to reimburse the insured or to render services to the insured in the event that certain accidental occurrences result in losses during a given period."

Insurance usually involves the collection of funds from many to pay for the losses of a few. Through the purchase of insurance, the insured entities become protected from partial or complete loss of the insured object.

    Determining the cost of insurance is generally considered the most difficult function in the process of insuring an entity. This process uses actuarial science in the determination of rates and risk. What is the possibility of the insured event occurring, and how much is the risk worth?

In other words, insurance is a method by which someone can more easily deal with the uncertainties of risk associated with damaging or losing something or someone. The main purpose of insurance is to remove the uncertainty, usually of economic loss, through the protection of insurance. In addition to car insurance, one of the most common forms of insurance is a life insurance policy.

Automobile - Car - Motor Vehicle
Insurance
Westchester County

Car Insurance - Motor Vehicle Insurance - Auto Insurance
Although there are many types of insurance available (in fact, you can probably insure most objects - for a price); people of driving age are concerned with purchasing auto insurance (car insurance, motor vehicle insurance) and liability insurance related to driving a car.

Encyclopedia Britannica defines auto insurance as:

    Motor Vehicle Insurance
    "Motor vehicle insurance, also called automotive insurance, a contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident. There are many specific forms of motor vehicle insurance, varying not only in the kinds of risk that they cover but also in the legal principles underlying them.

    "Liability insurance pays for damage to someone else’s property or for injury to other persons resulting from an accident for which the insured is judged legally liable; collision insurance pays for damage to the insured car if it collides with another vehicle or object; comprehensive insurance pays for damage to the insured car resulting from fire or theft or many other causes; medical-payment insurance covers medical treatment for the policyholder and his passengers.

    "According to the Insurance Information Institute, in the United States in the early 21st century, about two-thirds of the money spent on premiums for private passenger auto insurance went to claims. More than half of this amount covered car damage. The rest covered personal injuries. The remaining third of the money spent on premiums covered insurance companies’ expenses such as commissions, dividends to policyholders, and company operations and contributed to their profits."

There is no one definitive set of insurance requirements in the United States. All 50 states have different requirements when it comes to auto insurance and the minimum insurance requirements. Almost every state requires you to own Bodily Injury Liability insurance, and every state has financial responsibility laws that require the driver to have sufficient assets to pay for any liability you cause in a car accident.

As of 2010, with the exception of New Hampshire, all states have compulsory auto insurance liability laws. Unless you live in New Hampshire; if you drive an automobile in the United States, including D.C., you are required by law to purchase car insurance.

To buy car insurance in Westchester County, review list of insurance companies and insurance agents that provide Car Insurance in Westchester. All states require that a car owner is financially responsible to operate a vehicle on the roadway.

Homeowners Insurance
Westchester, NY

Homeowners Insurance
Homeowner's insurance is available to insure against loss from accidental destruction of property. Homeowner's insurance is usually defined into at least three sections;

  • Agreement to insure a property

  • Identification of the insured property

  • Conditions, stipulations, and exclusions pertaining to the property

Homeowners Insurance can help you achieve peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced. Types of coverage include:

  • Dwellings and other structures

  • For most of us, our home is the single largest investment we will make. Homeowners insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage. For townhouse owners, your townhouse and separate structures are covered for almost any type of damages except for a few common exclusions, such as wear and tear, earth movement, flood, nuclear hazard and earthquake.

  • Dwelling Improvements, Alterations, and Additions

  • Condominium owners are covered for accidental damage to improvements you make in your unit for which your association's policy does not provide coverage, subject to your condo insurance policy limits.

  • Loss assessment

  • Condominium owners will also receive up to $1,500 for assessments arising from covered damage. This can be used to pay for your share of property damage or injury awards for which your association's policy does not provide coverage. Typically, up to $50,000 is available, but this may vary depending on your policy.

  • Personal Property

  • Homeowners, condominium, or renters insurance also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot, but those items all add up when you have to replace them.

  • Personal Liability

  • Finally, in the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. A homeowner, condominium, or renter policy provides liability coverage and personal property insurance.


    *Only up to the limits of the insurance coverage purchased."

Find a list of insurance companies that offer Home Insurance in Westchester County, New York.

Homeowner's insurance policies may be defined as

  • Perils Insured Insurance Policy

  • A homeowner’s policy can have coverage defined as “all risk” or “named peril.” All-risk policies offer insurance on any peril except those later excluded in the policy. The advantage of these contracts is that if property is destroyed by a peril not specifically excluded the insurance is good. In named-peril policies, no coverage is provided unless the property is damaged by a peril specifically listed in the contract.

    In addition to protection against the loss from destruction of an owner’s property by perils such as fire, lightning, theft, explosion, and windstorm, homeowner’s policies typically insure against other types of risks faced by a homeowner such as legal liability to others for injuries, medical payments to others, and additional expenses incurred when the insured owner is required to vacate the premises after an insured peril occurs. This type of homeowner’s policy is multi-peril in nature, covering a wide variety of risks formerly written under separate contracts.

  • Property Covered Insurance Policy

  • Homeowner’s forms are written to cover damage to or loss of not only an owner’s dwelling but also structures (such as garages and fences), trees and shrubs, personal property (excluding certain listed items), property away from the premises (such as boats), money and securities (subject to dollar limits), and losses due to forgery. They also cover removal of debris following a loss, expenditures to protect property from further loss, and loss of property removed from the premises for safety once an insured peril has occurred.

For car insurance, homeowners insurance, life insurance and other types of insurance policies, find an Insurance Company in Westchester County, NY.

Sources of Insurance Information
Encyclopedia Britannica
Farmers Insurance




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